Insurance Information

McAdam Chiropractic participates in all major insurance plans, HMO, POS, EPO, Direct Access, and PPO. Call our office to check your specific benefits and coverage.

Some of the plans include:

United Oxford
Aetna Cigna
Medicare Medicaid
Horizon BC/BS NJ Plus
Healthnet Qualcare

Insurance deductibles, co-payments, and referrals can be very confusing for patients. Our office staff will call your insurance company to check benefits and coverage. You as the patient are responsible for all referrals, deductibles and co-payments.

If your plan requires a referral, it must be obtained from your PCP prior to your appointment at McAdam Chiropractic. If you do not have the required referral, you will be financially responsible for the visit. You must understand that without a required referral, your insurance company will not reimburse our office.

A deductible is a set amount of money that must be paid by the patient yearly before the insurance company will start paying their portion.

Co-payment is a set amount of money that a patient must pay per office visit. The amount varies according to your particular policy. Co-pays can be paid at the time of each visit. If however it is more convenient, you may pay by check, credit card, or cash at the end of each week or at the end of each month.